Two clients faxed me the Trans Union Credit Repair Complaint form and this letter, again RUDELY in ALL CAPS

My translation:

"Dear Consumer:

Please accept this correspondence as notification that Trans Union has received a letter disputing information contained within your Trans Union credit file.

Your rights under the federal Fair Credit Reporting Act guarantee the disclosure of your credit file. This Act also affords you the opportunity to dispute an item contained within your credit file that you feel is inaccurate, at no charge.

If you used the services of a "credit repair company" (they assisted you in requesting this disclosure or dispute and you paid a fee for this service), you may be interested to know that government agencies are in the process of investigating some of these companies which may be charging fees and otherwise deceiving consumers. If you have reason to believe that the fee charged by the credit repair company was too high and/or its services were misrepresented, please let us know if you would like your situation to be referred for investigation. With your permission, we will provide the information you furnish on the following forum to the appropriate authorities.

Please direct your future correspondence to the address given above with the file number provided in the upper right corner."

It looks like TU is checking the zip codes of the mailings they receive. When I mailed the 1st dispute for one of my clients who received this complaint solicitation NEAR his house, he didn't get this stuff. I mailed the 2nd TU dispute a couple of hundred miles away - BINGO!

Trans Union Credit Repair Complaint form

I think the complaint about credit repair is just a cover for the info on companies who provide credit reports to people like me.

I suppose TU will shut their credit report accounts down just like TRW shut me down in 1997: "You will NEVER order a credit report again."

WHY don't they list WHICH "government agencies" are investigating WHO????

WHY aren't the including some info on how to file complaints directly with those government agencies?

The FTC is not even mentioned, TU wants to make SURE the complaints are returned to THEM.

HOW can I get answers?

Please fill this form out and put "Christine Baker at BayHouse" as the evil credit repair company.

Just leave blank what doesn't apply.

"Address of credit repair company: http://www.bayhouse.com/credit-forum/

"Your complaint:" About TRANS UNION: ....

..... if you got a problem with TU - TELL them!

But do NOT give them your phone number or any other info they can then sell to marketers and collectors!!!

I'd love to see what happens.

Probably nothing. No word regarding any of my law suits.

It's irritating to be ignored like that and having them simply refuse to investigate my disputes.

Trans Union - Fax for dispute documentation: 714-447-6032 - might work - or just include it with your next TU dispute