You're missing a lot. For one, of course you can sue TU and Equifax in Cal. small claims, they have registered agents in every state.

What worries me about you is that you are completely unable to do any research and you just don't understand the legal system. Even though I just explained a few things to you, you're determined to make the same mistakes again.

And I don't have any legal expertise. I filed my first federal suit in 2003 and I basically copied an attorney's complaint and modified it for my purpose. If you can't copy and paste, you shouldn't file lawsuits. I knew nothing. I read the court's rules and didn't understand them.

It wasn't until 8/05 when FINALLY AZ district court started electronic filing. Of course it took a while until there were similar cases with the type of filings I was interested in and to date few of my claims are litigated, but by now there's a tremendous resource available to anyone at 8 cents a page.

I subscribe to the junk fax litigation list and there are litigants who are NOT attorneys and they appeal all the way to the state supreme court and PREVAIL. Well, sometimes. I have learned so much from the junk fax litigants, the lawyers there explain legal issues, concepts and strategies.

There is an FDCPA litigation list, but the lawyers will not allow consumers to join. That tells you something right there.

I have maintained http://creditlitigation.org/ for over a year, I have yet to have anyone share anything.

So maybe the FDCPA lawyers are right, consumer litigants are just a nuisance?

Sometimes I can't help but think that consumers get what they deserve. Not everybody is up for the stress of litigation, but NOBODY?

Anyway, I'm really busy. I have two active appeals, an active federal suit, most likely a 2nd one soon. I just filed my objection to the Hillis / Slack class action and now there is the next class action to object to. In case anyone reading here doesn't know, my blog is at http://creditsuit.org/.

Your chances of prevailing in small claims are quite good, but I'll give it 90+% that you'll lose on appeal. And even if you prevail, there's no written record, no filings, nothing to cite, it might not even help you in your next small claims case.

While they have agents, I was unaware I could sue them in small claims. I knew that I could sue them in Federal court because you can sue anyone in federal court, however since they didn't have a physical presence in ca, I thought I couldn't sue them in state court.

Quite the contrary. I already have an account with pacer so I can access us courts if I choose to do so. I am not too sure what mistakes I will make by suing in small claims. While my suit can't be used as case law if I win, if and when they appeal, it would go forward to Superior Court and I would like to think a decision there would be written.

Don't short change yourself. While being very agressive and possibly turning some consumers off, some consumers, including myself, strongly value your constant struggles on behalf of yourself and every other consumer that is being taken advantage of by big corportions and those with a lot of money at stake in keeping the average consumer down.

I agree. Keep on fighting.

As a result of resuming my credit action and returning on a regular basis to sites like yours, I have already signed up there and with class action lawsuit center to continue to educate myself.

Or they could be afraid of consumers suing on their own and the FDCPA laywers missing out on cases they would otherwise be acting up on behalf of said consumers.

There is no case law on what I am gonna attempt to accomplish. There is an industrywide acceptance of collection agencies making hard inquiries and wrecking consumers credit when they are not attempting to take out credit and it needs to stop. Now.

Well, I obviously hope that you prevail.

The CRAs, creditors and collectors share their litigation experiences and they spend many millions on expert legal advice.

I've been in court pro se for several years now and I receive next to no support from the 200 million people who I'm fighting for. I'm broke. I'm tired.

And I'm very pessimistic.

Thanks.

And if you were so pessimistic, you wouldn't be doing all the work you do.....and prevail at the same time.

I have sent you an email with my aim name.