Short Sale After Bankruptcy

As I noted elsewhere, the realtor has found a buyer for our home. We want to do a short sale to avoid a foreclosure on our records.

However (and I have to write this somewhere because I am going insane) the scumbag lenders are trying to pull tricks. Lender #1 was supposed to be conseco, but 3 days ago they have suddenly become Greentree (again) and are now asking for $8000 more as a pay off. Lender #2, Aurora, is demanding that we send them the following: letter of hardship, with proof of medical problems, employer statement etc. Copies of 2 yrs. tax returns, paystubs, bank statements for 3 months etc.

I went through the roof. We are not applying for a loan. I WILL NOT beg these crooks to take anything. It is like going on your knees before the person who robbed you of everything and left you for dead and asking them for a favor. Not even the BK court, trustee or anyone has asked for anything like the above. They want medical records? I've got about 70 pages worth.

Take the settlement or shove it where the sun doesn't shine is what I want to say to them.

Asking for this type of info is a violation of our privacy and nothing else but harassement. They have the discharge papers and the Schedule F where they are listed. No assets means no assets. If they don't take this short sale and the house goes all the way to the sheriff's sale, it is likely they will get nothing as the house is worth nothing near what this seller is offering.

Someone tell me, what gives these lenders the right to keep doing this after a BK discharge? Their lawyers sent us 6-yes, 6-copies in one day that the time is over to cure the default. I am sick of the mail truck pulling up with another certified letter from them to be signed for.

If anyone has had a similar experience or just some ideas, please let me know because I am going out of my mind. It's hard enough dealing with a myriad of physical problems and trying to fight these crooks.

And those in government who are supposed to protect us have shown just how useless they really are. It is up to the little guy to do something, but how can we afford these lawyers? That is, if we even find one to take the case.

We just want to walk away and go off into the woods somewhere and let this whole system of greed and corruption self-destruct.

Thanks for a place to vent.

"Take the settlement or shove it where the sun doesn't shine is what I want to say to them."

I think I would just tell them that - maybe in a little different wording. They're IDIOTS to not just do the short sale, most likely they'll lose a lot more $$$ if they foreclose.

I'm not familiar with short sales after a bk, but I do know that lenders tend to sit on their brains - no common sense.

You might want to send their legal departments a fax, explaining that they can take it or leave it, and send them this URL.

"We just want to walk away and go off into the woods somewhere and let this whole system of greed and corruption self-destruct."

Well, as you know, that's what I'll be doing. There's no doubt that this system will self-destruct unless all people become worker drones, as most already are.