creditor included in bk sold my acct

direct merchants sold my acct. that was included in bk in '98 to a scumbag ca. now my cr shows that i am in collections as of '02. i'm not sure what specific bk rules they broke, i couldn't cite them, i couldn't even find them, but am still looking. i called my bk lawyer, was told by receptionist to make an appt. well, considering i'm on the other side of the country, that is not possible. bk court had no ideas for me either.

do i go after the oc and the ca? how can i word a letter so that i get deletion? would like to ask for $500 for damages as well. i did apply for credit before i knew it was on my report and was denied that credit, but can't prove i was denied credit based upon their entry. any help would be appreciated. thanks.

You need to notify the collector of the bk - only if they don't delete are you entitled to damages under FCRA/FDCPA.

ohhhhhkay, thanks, i guess i will call them and try and straighten it out.

Call them and get their fax # and dispute in writing - unless they send you a letter stating that they'll delete.

actually called them, lady was very nice, said they already deleted it, it was a mistake. i'll say! well, atleast that problem is gone. now i still have to worry about the collections for lease breaking.

You still should have gotten the deletion letter. Often they're reinserted for whatever reason.

Hopefully it'll get deleted and stay off.